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Website Terms of Use

Last updated: October 2026. By using this website, you agree to these terms.

Informational purposes only

The content on this website is general information about insurance topics. It is not insurance, legal, tax, or financial advice, and it does not modify any insurance policy. Coverage is always subject to the terms, conditions, and exclusions of the actual policy issued by the insurer.

No binding through this website

Submitting a form, sending an email, or using the chat assistant does not bind, change, or cancel insurance coverage. Coverage is not effective until confirmed in writing by the insurance company. For urgent claims, contact your insurance company directly.

The chat assistant

The website's AI assistant provides general information only. It cannot provide quotes, bind coverage, or determine eligibility, and its answers may be incomplete or incorrect. Always confirm details with a licensed producer.

Acceptable use

Do not misuse this website: no attempts to disrupt the site, scrape it at volume, submit false information, or submit another person's information without their knowledge.

Licensing

Columbia Capital Risk Management is licensed to transact insurance in Washington State only. Content on this site is directed at Washington residents and businesses.

Contact

Questions about these terms: info@columbiacapitalrm.com.