Insurance Disclosures
Last updated: October 2026.
Licensing
Columbia Capital Risk Management is an insurance agency licensed in Washington State. We solicit and transact insurance only in Washington.
Coverage availability
All insurance products described on this website are subject to underwriting, carrier availability, and approval. Descriptions of coverage are summaries only; the policy itself — its terms, conditions, exclusions, and limits — controls. Not all products or carriers are available in all situations, and eligibility varies by applicant.
Life insurance
Life insurance products are offered through New York Life, our life insurance carrier, subject to producer and carrier availability, underwriting, and approval. Product features and any guarantees are backed solely by the issuing insurance company. We do not provide tax or legal advice; consult your own tax or legal advisor.
Compensation
As an insurance agency, we are generally compensated by commissions paid by insurance carriers when policies are placed. You may ask us about how we are compensated on your account at any time.
Technology services referral
IT consulting and cybersecurity services referenced on this site are provided by Columbia Tech Group (columbiatechgroup.com), a separate company under the same ownership. Columbia Capital Risk Management provides insurance products and insurance-related risk services only.